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This proverb is all about prioritization of getting your financial life in proper order before you invest money towards the comforts of a home or other large purchases. I remember two situations where I didn’t follow this wisdom and it made a bad situation even worse because I prioritized incorrectly. The principle of delayed gratification is important to apply here. The principle of delayed gratification means it’s better in most situations to delay the immediate reward for a greater and more fulfilling reward later.
Start practicing the principle of delayed gratification in your life. Save up 3 to 6 months of income. Give away 10% of your income to your church. Build up a diverse investment portfolio. Be outrageously generous with the money you earn. Establish a great home and live a great life.